Month: November 2024
The Retirement Equation: Mastering Asset Allocation for a Secure Future (Ep 32)

The Retirement Equation: Mastering Asset Allocation for a Secure Future (Ep 32)

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Welcome to Life Isn’t Lived on a Spreadsheet. This podcast dives into the personal side of financial planning—because your life isn’t just numbers and charts. Today, Alec Quaid, Certified Financial Planner and Wealth Manager at Poterack Capital Advisory, takes us through variable two of the retirement equation: asset allocation.

In this episode, Alec explores:

  • Why simplifying retirement income planning is key to clarity and confidence.
  • How small changes in assumptions can significantly impact your retirement outcomes.
  • The importance of balancing risk and return in your portfolio.
  • Why your money must outpace inflation and support sustainable withdrawals.
  • Real estate’s role in retirement, from appreciation to rental income.

Learn how a conservative, straightforward approach to financial planning can help you feel prepared for the long term while staying flexible in the short term.

Tune in to discover why proactive, personalized retirement planning is the best way to achieve peace of mind and long-term success. Hit follow to stay updated on future episodes!

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The Retirement Equation: Planning for Longevity and Lasting Income (Ep 31)

The Retirement Equation: Planning for Longevity and Lasting Income (Ep 31)

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How long will your retirement savings need to last? Welcome to “Life Isn’t Lived on a Spreadsheet,” the podcast where we challenge conventional retirement planning. Join Alec Quaid, Certified Financial Planner and Wealth Manager at Poterack Capital Advisory, as he kicks off a deep-dive mini-series on “The Retirement Equation.” Discover a fresh, holistic perspective on retirement that factors in more than just dollars and cents—this is retirement planning that prioritizes you.

In this episode, we tackle one of the most critical variables of the retirement equation: longevity. Alec explains why your life expectancy could make or break your financial security and how to plan wisely so your resources last as long as you do. Learn about strategies, tools, and key metrics that go beyond accumulation and shift focus to securing income stability throughout retirement.

Topics covered include:

  • Why longevity is crucial to your retirement plan’s success
  • How to choose the right retirement age for financial security and lifestyle goals
  • Using life expectancy data to build a sustainable income model
  • The impact of working longer—and how it doubles as a financial benefit
  • What is the Income Stability Ratio, and how can it safeguard your retirement?

Listen in for actionable insights, expert advice, and a roadmap to confident, secure retirement planning. Don’t miss this essential episode on the role of longevity in retirement!

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